Being in debt, you may think that the last place to start escaping it would be by refinancing your auto insurance, but by refinancing you could save valuable money. Before you do so of course you should be sure to check the refinance quotes for your vehicle. If the refinance quotes have dropped by about 1%, or you're nearing the end of a promotional offer, then it will be worth the refinance. However if it hasnt' dropped signifigantly, it may not be worth it to refinance your vehicle.
Of course there are other areas of insurance that you can refinance also. You may want to check refinance quotes for your life, or health insurance. Once again, if the drop is not a signifigant one, or you're not nearing the end of a promotional offer in your previous insurance, then it may not be worth the trouble or refinancing.
As said earlier, it may seem odd that simply checking refinance quotes will help your situation, but every penny counts. And when you can save your hard earned money, it's well worth it to refinance your insurance, as long as you're going to be saving or making a profit on it.