A money lender is a source that you can go to if you need quick cash, and the banks are not an option. Money lenders are rather shady, and if you're not careful around them, you could end up far worse off than before you went to one. Soon you may be seeing another to pay off the previous money lenders interest.
Money lending has been going on dated back to ancient rome, and still continues as a primitive source of easy money. But getting money from a money lender is easy for a reason.
You'll probably end up having to sell items, or have items reposesed if you cannot pay the money lender back. Money lenders tend to stick to clients who have gambling problems or shopping fun ions and so forth. Men and women who are financially stable, but need quick cash to feed their habit.
When lent money from a money lender, you will probably only recieve half of the desired amount, and have to pay back up to 3 times as much, ie. You ask for 50,000 but only recieve 25,000 and soon have to pay back 75,000. And if you go over the alloted time that you have to pay back the money that was given to you than you may have to continue in a vicious cycle.